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Chapter 15 - Someone Used Vivian's Company to Steal From the Fourth Daughter“I didn't do this.”

Vivian pushed the trust request away.

Richard laughed bitterly.

“You used the girls' accounts for years.”

“Yes.”

“You created separate school plans.”

“Yes.”

“You worked with Jonathan.”

“Yes.”

“But now I'm supposed to believe this one wasn't you?”

Vivian looked at him.

“You don't have to believe me.”

Emily understood the sentence.

That was the cost of too many lies.

Eventually innocence became difficult to prove even when it was real.

Emily examined the document.

The access request carried Vivian's company credentials.

But the authorization had been submitted from an external legal account.

She knew that name.

Jonathan Crane.

Richard saw it too.

“He tried to take Rose's share.”

Emily shook her head.

“Not alone.”

“How do you know?”

“Because Jonathan is under investigation.”

Richard froze.

Of course.

His access had supposedly been suspended.

Someone else had reactivated it.

Emily called the independent trust administrator.

Her emergency-protector authority applied to the triplets.

Not automatically to Rose.

That distinction mattered.

The woman on the phone explained that the fourth beneficiary's account had remained dormant for twenty-five years.

No guardian.

No current protector.

No confirmed beneficiary contact.

Only one surviving administrative delegate could approve a transfer.

Richard asked:

“Who?”

Emily looked at the account.

Then at Vivian.

The name was:

Richard Hale.

He stopped breathing.

“No.”

Emily stared.

“You are the delegate.”

“I didn't know.”

“Your signature is on the original trust acknowledgment.”

Richard took the page.

His face went white.

“That is my signature.”

“When did you sign?”

“I don't remember.”

Vivian whispered:

“After Anna died.”

Everyone turned.

Richard stared.

“What?”

Vivian continued.

“You signed hundreds of estate documents.”

“You told me Jonathan could handle details.”

Emily looked away.

That was how power failed children.

Not always through evil.

Sometimes through convenience.

The wealthy could sign twenty pages without reading because someone else handled the consequences.

Richard's grief had been real.

So was the damage.

He looked at Emily.

“I didn't know.”

She nodded.

“I believe you.”

Relief crossed his face.

Then she continued.

“That doesn't make it harmless.”

The relief disappeared.

Good.

Emily would not let guilt become innocence.

Richard looked at the document again.

“So someone can use my old authorization.”

“Yes.”

“Who?”

Emily thought.

Jonathan had known.

Vivian had known.

Anna's father had known.

Possibly someone inside the family office.

Then Vivian said:

“Victoria.”

Emily turned.

“No.”

Vivian's face changed.

“Jonathan once told her there were four beneficiary accounts.”

Richard stared.

“When?”

“Before the wedding.”

Emily felt the old story return.

Victoria had not simply wanted to send the three girls away and take sixty-three million dollars.

She may have known there was more.

Twenty-one million more.

Eighty-four million total.

Emily asked:

“Did Victoria know Rose was alive?”

Vivian shook her head.

“I don't know.”

Richard's jaw tightened.

“Then where is she?”

Victoria had disappeared after the investigation began.

Not formally charged yet.

Not under arrest.

Gone.

Jonathan was being investigated.

Victoria had left the estate.

And somewhere, a fourth daughter existed.

A young woman who believed her billionaire mother abandoned her.

Emily looked at Rose's photograph.

Then she saw the background.

The apartment building.

A street number.

She knew the neighborhood.

Queens.

Working-class Queens.

Less than fifteen minutes from the neighborhood where Emily herself grew up.

A billionaire heiress had spent twenty-five years living close enough to see the Manhattan skyline but far enough to be invisible to the people whose money included her name.

Then the trust administrator spoke again through the phone.

“Ms. Parker?”

“Yes?”

“The transfer request was not denied.”

Emily froze.

“What?”

“It was placed on a twenty-four-hour hold.”

“How much time is left?”

“Forty-six minutes.”

Silence.

Richard's face hardened.

“Freeze it.”

The administrator replied:

“You do not have authority.”

Emily did.

But only over the triplets.

Not Rose.

Then the woman continued:

“There is one person who can stop the transfer immediately.”

Emily asked:

“Who?”

The answer came.

Rose herself.

Richard looked at the photograph.

Forty-six minutes.

A daughter he never knew.

An account she did not know existed.

And twenty-one million dollars about to disappear.

Emily grabbed her coat.

Richard said:

“Where are you going?”

May you like

She looked at him.

“To find the girl everyone else forgot.”

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